scorecardaudit
Affordability scorecards and audit trails
Configurable scorecards that credit committees can defend — version pins, overrides and dual approval.
Updated 2026-08-05
Resources
Operator guides for vehicle finance software
Operator guides on rent-to-own platforms, DebiCheck collections, arrears ladders, POPIA, telematics recoveries and security due diligence.
collectionscure
An arrears ladder that cures accounts
Designing step-based collections with cost tracking, hardship boxes and cure metrics — not just reminder spam.
Updated 2026-08-05
originatione-sign
Application to e-sign without Word chaos
Tokenised applications, populated agreements and embedded signing so ops teams stop chasing document versions.
Updated 2026-08-05
buying guideoperators
Choosing software as a non-bank vehicle financier
A buyer’s checklist for platforms that run the book without turning the vendor into your bank or credit provider.
Updated 2026-08-05
paymentsDebiCheck
DebiCheck collections for vehicle rentals
How authenticated debit orders fit vehicle rental books, mandate hygiene, and settlement to the financier’s own account.
Updated 2026-08-05
exitssettlement
Early settlement and exit checklist
What operators need when a customer settles early, exits or the asset returns — beyond a spreadsheet formula.
Updated 2026-08-05
securitymulti-tenant
Multi-tenant isolation for dealer-originated books
Why isolation is the primary control when one platform hosts many financiers and dealer seats.
Updated 2026-08-05
POPIAdecisioning
POPIA and automated credit decisions in vehicle finance
Reason codes, human review, consent and audit trails when software scores and recommends decisions.
Updated 2026-08-05
product designcontracts
Rent-to-own vs instalment sale vs subscription
A practical comparison of product shapes operators run, and what the software must support for each.
Updated 2026-08-05
securitydue diligence
Security due diligence: a Rent 2 summary
Honest summary of isolation, encryption, audit, POPIA workflows and what we do not claim (no fake certifications).
Updated 2026-08-05
telematicsrecovery
Telematics in recoveries: geofence to repossession
Using fleet visibility and geofence breaches as workflow inputs — carefully, with human gates.
Updated 2026-08-05
platformrent-to-own
What is a rent-to-own vehicle finance platform?
How operator software differs from a consumer loan app — the lifecycle from application to recovery for South African vehicle books.
Updated 2026-08-05